:root {
  --ink: #102f36;
  --ink-soft: #244a51;
  --paper: #f5f1e8;
  --paper-deep: #e9e1d3;
  --white: #fffdf8;
  --copper: #c96d42;
  --copper-dark: #a64d2b;
  --sage: #91afa3;
  --line: rgba(16, 47, 54, 0.16);
  --shadow: 0 24px 70px rgba(16, 47, 54, 0.14);
  --serif: "Newsreader", Georgia, serif;
  --sans: "DM Sans", system-ui, -apple-system, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: var(--sans); line-height: 1.55; }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
a { color: inherit; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; z-index: 1000; top: 12px; left: 12px; transform: translateY(-150%); padding: 10px 14px; background: var(--white); border-radius: 8px; }
.skip-link:focus { transform: translateY(0); }
:focus-visible { outline: 3px solid #ef9d72; outline-offset: 4px; }

.site-header { position: fixed; z-index: 50; top: 0; left: 0; right: 0; display: flex; align-items: center; justify-content: space-between; width: min(1500px, calc(100% - 32px)); margin: 16px auto 0; padding: 10px 14px 10px 16px; border: 1px solid rgba(255,255,255,.3); border-radius: 16px; background: rgba(245,241,232,.82); backdrop-filter: blur(18px); box-shadow: 0 7px 25px rgba(16,47,54,.08); transition: box-shadow .2s ease, background .2s ease; }
.site-header.scrolled { background: rgba(255,253,248,.94); box-shadow: 0 12px 34px rgba(16,47,54,.13); }
.brand { display: inline-flex; flex: 0 0 auto; gap: 10px; align-items: center; text-decoration: none; }
.brand-mark { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 12px; background: var(--ink); }
.brand-mark svg { width: 28px; fill: none; stroke: var(--paper); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.brand-copy { display: grid; min-width: 210px; line-height: 1.05; }
.brand strong { font-family: var(--serif); font-size: 21px; font-weight: 600; }
.brand small { margin-top: 4px; color: var(--ink-soft); font-size: 9px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.brand .brand-company { margin-top: 2px; color: var(--copper-dark); font-size: 8.5px; letter-spacing: .11em; }
.site-nav { display: flex; align-items: center; gap: clamp(14px, 1.45vw, 24px); min-width: 0; }
.site-nav > a { position: relative; color: var(--ink-soft); font-size: 13px; font-weight: 650; text-decoration: none; white-space: nowrap; }
.site-nav > a::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -5px; height: 2px; background: var(--copper); transition: right .2s ease; }
.site-nav > a:hover::after { right: 0; }
.site-nav > a[aria-current="page"] { color: var(--ink); }
.site-nav > a[aria-current="page"]::after { right: 0; }
.language-toggle { display: inline-grid; grid-template-columns: 1fr 1fr; gap: 2px; padding: 3px; border: 1px solid var(--line); border-radius: 999px; background: rgba(255,255,255,.65); color: var(--ink); }
.language-toggle a { display: block; min-width: 34px; padding: 6px 8px; border-radius: 999px; color: var(--ink-soft); font-size: 11px; font-weight: 700; line-height: 1.2; text-align: center; text-decoration: none; }
.language-toggle a:hover { color: var(--ink); }
.language-toggle a.active { background: var(--ink); color: var(--white); }
.menu-toggle { display: none; width: 44px; height: 42px; border: 0; border-radius: 10px; background: var(--ink); cursor: pointer; }
.menu-toggle > span:not(.sr-only) { display: block; width: 19px; height: 2px; margin: 4px auto; border-radius: 2px; background: var(--white); }

.hero { position: relative; display: grid; grid-template-columns: 1.02fr .98fr; align-items: center; min-height: 100svh; padding: 128px max(6vw, 32px) 80px; overflow: hidden; }
.hero::before { content: ""; position: absolute; z-index: -1; top: -24%; right: -9%; width: 54vw; height: 54vw; border: 1px solid rgba(16,47,54,.12); border-radius: 50%; box-shadow: 0 0 0 80px rgba(16,47,54,.025), 0 0 0 160px rgba(16,47,54,.02); }
.hero-copy { max-width: 690px; }
.hero-topline { display: flex; align-items: flex-start; gap: 18px; margin-bottom: 18px; }
.hero-topline .eyebrow { flex: 1 1 auto; max-width: 690px; margin: 0; }
.eyebrow { margin: 0 0 18px; color: var(--copper-dark); font-size: 12px; font-weight: 700; letter-spacing: .15em; text-transform: uppercase; }
.hero-top-apply { position: absolute; z-index: 4; top: 126px; right: max(6vw, 32px); display: inline-flex; flex: 0 0 auto; align-items: center; justify-content: center; gap: 8px; min-height: 50px; padding: 0 25px; border: 1px solid var(--copper-dark); border-radius: 999px; background: var(--copper); color: #fff; font-size: 15px; font-weight: 850; letter-spacing: .01em; text-decoration: none; white-space: nowrap; box-shadow: 0 12px 28px rgba(201,109,66,.26); transition: transform .2s ease, background .2s ease, box-shadow .2s ease, border-color .2s ease; }
.hero-top-apply span { font-size: 16px; font-weight: 900; line-height: 1; }
.hero-top-apply:hover { transform: translateY(-2px); border-color: var(--copper-dark); background: var(--copper-dark); box-shadow: 0 14px 30px rgba(201,109,66,.3); }
h1, h2, h3, p { margin-top: 0; }
h1 { max-width: 680px; margin-bottom: 24px; font-family: var(--serif); font-size: clamp(50px, 6.5vw, 92px); font-weight: 500; line-height: .94; letter-spacing: -.045em; }
.hero-lede { max-width: 630px; margin-bottom: 30px; color: var(--ink-soft); font-size: clamp(17px, 1.5vw, 21px); line-height: 1.65; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.button { min-height: 48px; display: inline-flex; align-items: center; justify-content: center; padding: 0 21px; border: 1px solid transparent; border-radius: 999px; font-size: 14px; font-weight: 700; text-decoration: none; cursor: pointer; transition: transform .2s ease, background .2s ease, box-shadow .2s ease; }
.button:hover { transform: translateY(-2px); }
.button-primary { background: var(--copper); color: #fff; box-shadow: 0 10px 26px rgba(201,109,66,.25); }
.button-primary:hover { background: var(--copper-dark); }
.button-outline { border-color: var(--ink); background: transparent; color: var(--ink); }
.button-outline:hover { background: var(--ink); color: var(--white); }
.button-book { gap: 8px; border-color: var(--ink); background: var(--ink); color: var(--white); box-shadow: 0 10px 24px rgba(16,47,54,.18); }
.button-book:hover { background: #18454f; }
.button-book-icon { display: inline-grid; width: 20px; height: 20px; place-items: center; border-radius: 50%; background: rgba(255,255,255,.13); font-size: 12px; }
.hero-actions-primary { align-items: center; }
.hero-contact-line { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 10px; width: fit-content; max-width: 100%; margin: 17px 0 27px; padding: 10px 13px; border: 1px solid rgba(16,47,54,.13); border-radius: 12px; background: rgba(255,253,248,.58); color: var(--ink-soft); }
.hero-contact-kicker { color: var(--copper-dark); font-size: 9px; font-weight: 850; letter-spacing: .12em; text-transform: uppercase; }
.hero-contact-line a { color: var(--ink); font-size: 12px; font-weight: 750; text-decoration: none; }
.hero-contact-line a:hover { color: var(--copper-dark); text-decoration: underline; }
.hero-contact-dot { color: rgba(16,47,54,.34); font-size: 11px; }
.hero-contact-language { margin-left: 2px; padding: 5px 8px; border-radius: 999px; background: rgba(16,47,54,.08); color: var(--ink-soft); font-size: 9px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
.company-affiliation { display: inline-flex; align-items: center; gap: 10px; margin: -8px 0 22px; padding: 0; border: 0; border-radius: 0; background: transparent; color: var(--ink-soft); font-size: 11px; font-weight: 700; line-height: 1.35; }
.ccm-affiliation-mark { display: block; flex: 0 0 auto; width: 42px; height: 42px; padding: 0; object-fit: contain; object-position: center; background: transparent; }
.about-company { margin-top: 16px; padding-left: 16px; border-left: 3px solid var(--copper); color: var(--ink-soft); font-size: 14px !important; line-height: 1.65 !important; }
.trust-row { display: grid; grid-template-columns: repeat(3, 1fr); max-width: 640px; padding-top: 24px; border-top: 1px solid var(--line); }
.trust-row > div { padding: 0 18px; border-left: 1px solid var(--line); }
.trust-row > div:first-child { padding-left: 0; border-left: 0; }
.trust-row strong { display: block; font-family: var(--serif); font-size: 25px; font-weight: 600; }
.trust-row span { display: block; margin-top: 3px; color: var(--ink-soft); font-size: 11px; line-height: 1.35; }

.hero-visual { position: relative; width: min(520px, 90%); justify-self: end; margin-right: 2vw; }
.portrait-card { position: relative; overflow: hidden; border-radius: 220px 220px 24px 24px; background: var(--sage); box-shadow: var(--shadow); }
.portrait-graphic { aspect-ratio: .89; overflow: hidden; }
.portrait-graphic img { width: 100%; height: 100%; display: block; object-fit: contain; object-position: center top; background: #d9dcde; }
.portrait-caption { position: absolute; left: 20px; right: 20px; bottom: 20px; padding: 17px 20px; border: 1px solid rgba(255,255,255,.35); border-radius: 14px; background: rgba(255,253,248,.88); backdrop-filter: blur(10px); }
.portrait-caption span { display: block; margin-bottom: 4px; color: var(--copper-dark); font-size: 10px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; }
.portrait-caption strong { display: block; font-family: var(--serif); font-size: 20px; font-weight: 600; line-height: 1.25; }
.floating-note { position: absolute; display: flex; gap: 12px; align-items: flex-start; width: 210px; padding: 15px; border: 1px solid rgba(255,255,255,.5); border-radius: 14px; background: rgba(255,253,248,.92); box-shadow: 0 14px 32px rgba(16,47,54,.13); backdrop-filter: blur(9px); }
.floating-note span { display: grid; flex: 0 0 32px; height: 32px; place-items: center; border-radius: 9px; background: var(--ink); color: white; font-size: 10px; font-weight: 700; }
.floating-note p { margin: 2px 0 0; font-family: var(--serif); font-size: 17px; line-height: 1.2; }
.note-one { top: 25%; left: -15%; }
.note-two { top: 55%; right: -11%; }
.scroll-cue { position: absolute; bottom: 26px; left: 50%; width: 24px; height: 38px; border: 1px solid var(--line); border-radius: 99px; }
.scroll-cue span { position: absolute; top: 8px; left: 10px; width: 3px; height: 7px; border-radius: 4px; background: var(--copper); animation: scroll 1.8s ease-in-out infinite; }
@keyframes scroll { 0%, 100% { transform: translateY(0); opacity: .35; } 50% { transform: translateY(12px); opacity: 1; } }

.section-shell { width: min(1160px, calc(100% - 40px)); margin: 0 auto; }
.guidance { padding: 120px 0; }
.section-intro { display: grid; grid-template-columns: .85fr 1.15fr; align-items: end; column-gap: 80px; margin-bottom: 50px; }
.section-intro .eyebrow { grid-column: 1 / -1; }
.section-intro h2, .about-strip h2, .contact-heading h2 { margin-bottom: 0; font-family: var(--serif); font-size: clamp(40px, 5vw, 68px); font-weight: 500; line-height: 1; letter-spacing: -.035em; }
.section-intro > p:last-child { max-width: 520px; margin: 0 0 7px; color: var(--ink-soft); font-size: 17px; }
.selector-layout { display: grid; grid-template-columns: .92fr 1.08fr; min-height: 540px; overflow: hidden; border: 1px solid var(--line); border-radius: 26px; background: var(--white); box-shadow: var(--shadow); }
.selector-options { display: grid; background: rgba(16,47,54,.035); }
.selector-card { position: relative; display: grid; grid-template-columns: 38px 1fr 24px; gap: 14px; align-items: center; padding: 24px 26px; border: 0; border-bottom: 1px solid var(--line); background: transparent; color: var(--ink); text-align: left; cursor: pointer; }
.selector-card:last-child { border-bottom: 0; }
.selector-card::before { content: ""; position: absolute; top: 0; bottom: 0; left: 0; width: 4px; background: transparent; }
.selector-card.active { background: var(--white); }
.selector-card.active::before { background: var(--copper); }
.selector-number { display: grid; width: 34px; height: 34px; place-items: center; border: 1px solid var(--line); border-radius: 50%; font-size: 10px; font-weight: 700; }
.selector-card.active .selector-number { border-color: var(--copper); background: var(--copper); color: white; }
.selector-card span:nth-child(2) { display: grid; }
.selector-card strong { font-family: var(--serif); font-size: 23px; font-weight: 600; }
.selector-card small { margin-top: 3px; color: var(--ink-soft); font-size: 12px; }
.selector-card svg { width: 19px; fill: none; stroke: currentColor; stroke-width: 1.8; transition: transform .2s ease; }
.selector-card:hover svg, .selector-card.active svg { transform: translateX(4px); }
.selector-result { display: flex; flex-direction: column; padding: clamp(35px, 5vw, 64px); background: var(--ink); color: var(--white); }
.result-topline { display: flex; align-items: center; justify-content: space-between; margin-bottom: 40px; color: #b8d3ca; font-size: 11px; font-weight: 700; letter-spacing: .15em; text-transform: uppercase; }
.result-icon { display: grid; width: 42px; height: 42px; place-items: center; border: 1px solid rgba(255,255,255,.22); border-radius: 50%; color: white; font-size: 19px; }
.selector-result h3 { max-width: 520px; margin-bottom: 20px; font-family: var(--serif); font-size: clamp(35px, 4vw, 52px); font-weight: 500; line-height: 1.03; letter-spacing: -.025em; }
.selector-result > p { max-width: 540px; color: rgba(255,255,255,.72); }
.result-checklist { margin-top: 23px; padding-top: 23px; border-top: 1px solid rgba(255,255,255,.13); }
.result-checklist p { margin-bottom: 12px; color: #b8d3ca; font-size: 11px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.result-checklist ul { display: grid; gap: 7px; margin: 0; padding: 0; list-style: none; color: rgba(255,255,255,.86); font-size: 14px; }
.result-checklist li::before { content: "✓"; margin-right: 9px; color: #ef9d72; }
.text-link { display: flex; align-items: center; justify-content: space-between; width: 100%; margin-top: auto; padding: 18px 0 0; border: 0; border-top: 1px solid rgba(255,255,255,.13); background: transparent; color: white; font-weight: 700; text-decoration: none; cursor: pointer; }
.text-link span:last-child { color: #ef9d72; font-size: 20px; transition: transform .2s ease; }
.text-link:hover span:last-child { transform: translateX(5px); }
.first-buyer-callout { display: grid; grid-template-columns: 58px 1fr auto; gap: 22px; align-items: center; margin-top: 18px; padding: 24px 27px; border: 1px solid var(--line); border-radius: 20px; background: var(--paper-deep); text-decoration: none; transition: transform .2s ease, background .2s ease, box-shadow .2s ease; }
.first-buyer-callout:hover { transform: translateY(-2px); background: var(--white); box-shadow: 0 16px 34px rgba(16,47,54,.09); }
.callout-number { display: grid; width: 58px; height: 58px; place-items: center; border-radius: 16px; background: var(--copper); color: white; font-family: var(--serif); font-size: 23px; font-weight: 600; }
.callout-copy { display: grid; gap: 4px; }
.callout-copy small { color: var(--copper-dark); font-size: 11px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.callout-copy strong { max-width: 760px; font-family: var(--serif); font-size: 25px; font-weight: 600; line-height: 1.2; }
.callout-arrow { color: var(--copper-dark); font-size: 28px; transition: transform .2s ease; }
.first-buyer-callout:hover .callout-arrow { transform: translateX(5px); }
.about-strip { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; margin-top: 110px; padding-top: 80px; border-top: 1px solid var(--line); }
.about-strip h2 { font-size: clamp(38px, 4vw, 57px); }
.about-copy > p { color: var(--ink-soft); font-size: 18px; line-height: 1.7; }
.service-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 26px; }
.service-chips span { padding: 8px 13px; border: 1px solid var(--line); border-radius: 999px; background: rgba(255,255,255,.35); font-size: 12px; font-weight: 600; }

.proof-contact { background: var(--ink); color: var(--white); }
.review-panel { width: min(1160px, calc(100% - 40px)); margin: 0 auto; padding: 120px 0 110px; }
.review-panel .eyebrow { color: #ef9d72; }
.review-grid { display: grid; grid-template-columns: 1.45fr .75fr; gap: 16px; }
.review-card { min-height: 390px; display: flex; flex-direction: column; margin: 0; padding: clamp(28px, 4vw, 52px); border: 1px solid rgba(255,255,255,.16); border-radius: 24px; background: rgba(255,255,255,.045); }
.review-card.review-featured { background: #183c43; }
.review-stars { margin-bottom: 32px; color: #ef9d72; font-size: 15px; letter-spacing: .2em; }
.review-card > p { margin: 0; font-family: var(--serif); font-size: clamp(28px, 3.4vw, 49px); font-weight: 500; line-height: 1.08; letter-spacing: -.02em; }
.review-card:not(.review-featured) > p { font-size: clamp(27px, 2.7vw, 37px); }
.review-card footer { display: grid; margin-top: auto; padding-top: 25px; border-top: 1px solid rgba(255,255,255,.2); }
.review-card footer strong { font-size: 14px; }
.review-card footer span { margin-top: 5px; color: rgba(255,255,255,.55); font-size: 11px; }
.review-tags { display: flex; gap: 8px; margin-top: 48px; }
.review-tags span { padding: 8px 12px; border: 1px solid rgba(255,255,255,.18); border-radius: 99px; color: rgba(255,255,255,.75); font-size: 11px; }
.reviews-link { display: inline-flex; gap: 8px; align-items: center; margin-top: 24px; color: rgba(255,255,255,.75); font-size: 12px; font-weight: 700; text-decoration: none; }
.reviews-link:hover { color: white; }
.contact-panel { width: min(1240px, calc(100% - 40px)); margin: 0 auto; padding: clamp(38px, 6vw, 78px); border-radius: 32px 32px 0 0; background: var(--copper); color: white; }
.contact-heading { display: grid; grid-template-columns: 1fr .7fr; gap: 60px; align-items: end; }
.contact-heading .eyebrow { grid-column: 1 / -1; margin-bottom: 0; color: white; opacity: .74; }
.contact-heading h2 { max-width: 700px; }
.contact-heading > p { margin-bottom: 6px; font-size: 17px; opacity: .83; }
.contact-actions { display: flex; gap: 10px; flex-wrap: wrap; margin: 36px 0 42px; padding-bottom: 42px; border-bottom: 1px solid rgba(255,255,255,.25); }
.contact-details { display: flex; flex-wrap: wrap; gap: 10px; margin: -23px 0 38px; color: rgba(255,255,255,.83); font-size: 12px; font-weight: 600; }
.contact-details a { color: inherit; text-decoration: none; }
.contact-details a:hover { text-decoration: underline; }
.button-light { background: var(--white); color: var(--ink); }
.button-apply-light { gap: 7px; border-color: rgba(255,255,255,.35); background: var(--ink); color: var(--white); box-shadow: 0 10px 22px rgba(16,47,54,.16); }
.button-apply-light:hover { background: #173e47; }
.button-ghost { border-color: rgba(255,255,255,.45); background: transparent; color: white; }
.button-ghost:hover { background: rgba(255,255,255,.12); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-grid label { display: grid; gap: 8px; color: rgba(255,255,255,.92); font-size: 12px; font-weight: 700; }
.form-grid .full { grid-column: 1 / -1; }
input, select, textarea { width: 100%; border: 1px solid rgba(255,255,255,.4); border-radius: 10px; background: rgba(110,35,10,.12); color: white; }
input, select { height: 49px; padding: 0 14px; }
textarea { resize: vertical; min-height: 105px; padding: 13px 14px; }
select option { color: var(--ink); }
input::placeholder, textarea::placeholder { color: rgba(255,255,255,.58); }
input:focus, select:focus, textarea:focus { border-color: white; outline: 2px solid rgba(255,255,255,.26); }
.form-footer { display: flex; align-items: center; justify-content: space-between; gap: 30px; margin-top: 22px; }
.form-footer p { margin: 0; opacity: .7; font-size: 11px; }
.form-status { display: none; margin: 20px 0 0; padding: 13px 16px; border-radius: 10px; background: rgba(255,255,255,.16); font-size: 13px; }
.form-status.visible { display: block; }

.site-footer { width: min(1160px, calc(100% - 40px)); margin: 0 auto; padding: 75px 0 32px; }
.footer-top { display: flex; justify-content: space-between; align-items: center; padding-bottom: 38px; border-bottom: 1px solid rgba(255,255,255,.15); }
.brand-footer .brand-mark { background: var(--white); }
.brand-footer .brand-mark svg { stroke: var(--ink); }
.brand-footer small { color: rgba(255,255,255,.55); }
.footer-nav { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 12px 22px; }
.footer-nav a { color: rgba(255,255,255,.72); font-size: 12px; font-weight: 650; text-decoration: none; }
.footer-nav a:hover { color: white; }
.footer-social-row { display: flex; align-items: center; justify-content: space-between; gap: 28px; padding: 22px 0; border-bottom: 1px solid rgba(255,255,255,.15); }
.footer-social-label { color: rgba(255,255,255,.42); font-size: 10px; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
.footer-social-icons { display: flex; flex-wrap: wrap; gap: 10px; }
.footer-social-icons a { display: inline-flex; align-items: center; gap: 8px; padding: 8px 11px; border: 1px solid rgba(255,255,255,.14); border-radius: 10px; background: rgba(255,255,255,.045); color: rgba(255,255,255,.76); font-size: 11px; font-weight: 650; text-decoration: none; transition: background .2s ease, border-color .2s ease, color .2s ease, transform .2s ease; }
.footer-social-icons a:hover { transform: translateY(-1px); border-color: rgba(255,255,255,.28); background: rgba(255,255,255,.09); color: white; }
.footer-social-icons svg { width: 16px; height: 16px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.footer-social-icons a:nth-child(2) svg,
.footer-social-icons a:nth-child(4) svg { fill: currentColor; stroke: none; }
.compliance { display: grid; grid-template-columns: 150px 1fr; gap: 36px; padding: 34px 0; border-bottom: 1px solid rgba(255,255,255,.15); }
.equal-housing { display: flex; gap: 10px; align-items: center; }
.equal-housing svg { width: 34px; fill: none; stroke: white; stroke-width: 2; stroke-linejoin: round; }
.equal-housing span { font-size: 8px; font-weight: 700; letter-spacing: .05em; text-transform: uppercase; }
.compliance p { margin: 0; color: rgba(255,255,255,.58); font-size: 10px; line-height: 1.65; }
.compliance p strong { color: rgba(255,255,255,.8); }
.compliance p a { color: rgba(255,255,255,.78); }
.copyright { margin: 25px 0 0; color: rgba(255,255,255,.38); font-size: 10px; }

.mobile-contact-bar { display: none; }

.reveal { opacity: 0; transform: translateY(18px); transition: opacity .7s ease, transform .7s ease; }
.reveal.visible { opacity: 1; transform: none; }

@media (max-width: 1180px) {
  .site-header { width: calc(100% - 28px); }
  .site-nav { gap: 10px; }
  .site-nav > a { font-size: 11.5px; }
  .brand-copy { min-width: 188px; }
}

@media (max-width: 980px) {
  .menu-toggle { display: block; }
  .site-nav { position: absolute; top: calc(100% + 8px); left: 0; right: 0; display: none; align-items: stretch; gap: 0; padding: 10px; border: 1px solid var(--line); border-radius: 14px; background: var(--white); box-shadow: var(--shadow); }
  .site-nav.open { display: grid; }
  .site-nav > a { padding: 13px 10px; border-bottom: 1px solid var(--line); }
  .site-nav > a::after { display: none; }
  .language-toggle,
  .page-language-toggle { margin-top: 10px; justify-self: start; }
  .hero { grid-template-columns: 1fr; gap: 70px; padding-top: 145px; }
  .hero-copy { max-width: 780px; }
  .hero-visual { width: min(620px, 85%); justify-self: center; margin: 0; }
  .note-one { left: -12%; }
  .note-two { right: -12%; }
  .section-intro { grid-template-columns: 1fr; gap: 22px; }
  .selector-layout { grid-template-columns: 1fr; }
  .selector-options { grid-template-columns: 1fr 1fr; }
  .selector-card:nth-child(2) { border-right: 0; }
  .selector-card { border-right: 1px solid var(--line); }
  .selector-result { min-height: 490px; }
  .review-grid { grid-template-columns: 1fr; }
}

@media (max-width: 760px) {
  body { padding-bottom: 66px; }
  .site-header { width: calc(100% - 24px); margin-top: 10px; padding: 8px 9px 8px 12px; }
  .brand-mark { width: 38px; height: 38px; }
  .brand strong { font-size: 18px; }
  .brand small { font-size: 8px; }
  .menu-toggle { display: block; }
  .site-nav { position: absolute; top: calc(100% + 8px); left: 0; right: 0; display: none; align-items: stretch; gap: 0; padding: 10px; border: 1px solid var(--line); border-radius: 14px; background: var(--white); box-shadow: var(--shadow); }
  .site-nav.open { display: grid; }
  .site-nav > a { padding: 13px 10px; border-bottom: 1px solid var(--line); }
  .site-nav > a::after { display: none; }
  .language-toggle { margin-top: 10px; justify-self: start; }
  .hero { display: block; min-height: auto; padding: 124px 20px 75px; }
  .hero::before { top: 6%; width: 85vw; height: 85vw; }
  h1 { font-size: clamp(47px, 14vw, 67px); }
  .hero-lede { font-size: 16px; }
  .hero-actions .button { flex: 1; }
  .trust-row { grid-template-columns: 1fr; gap: 0; margin-bottom: 55px; }
  .trust-row > div, .trust-row > div:first-child { display: grid; grid-template-columns: 90px 1fr; align-items: center; padding: 12px 0; border: 0; border-bottom: 1px solid var(--line); }
  .trust-row span { margin: 0; }
  .hero-visual { width: 92%; margin: 0 auto; }
  .floating-note { width: 165px; padding: 11px; }
  .floating-note p { font-size: 14px; }
  .note-one { top: 17%; left: -6%; }
  .note-two { top: 52%; right: -6%; }
  .scroll-cue { display: none; }
  .section-shell, .review-panel, .site-footer { width: calc(100% - 32px); }
  .guidance { padding: 85px 0; }
  .section-intro { margin-bottom: 34px; }
  .section-intro h2, .about-strip h2, .contact-heading h2 { font-size: 42px; }
  .section-intro > p:last-child, .about-copy > p { font-size: 15px; }
  .selector-layout { border-radius: 18px; }
  .selector-options { grid-template-columns: 1fr; }
  .selector-card { min-height: 92px; border-right: 0; }
  .selector-result { min-height: 560px; padding: 34px 25px; }
  .selector-result h3 { font-size: 39px; }
  .first-buyer-callout { grid-template-columns: 50px 1fr; gap: 16px; padding: 20px; }
  .callout-number { width: 50px; height: 50px; border-radius: 14px; font-size: 20px; }
  .callout-copy strong { font-size: 21px; }
  .callout-arrow { display: none; }
  .about-strip { grid-template-columns: 1fr; gap: 25px; margin-top: 80px; padding-top: 60px; }
  .review-panel { padding: 85px 0 75px; }
  .review-card { min-height: 390px; padding: 28px; }
  .review-card > p, .review-card:not(.review-featured) > p { font-size: 35px; }
  .contact-panel { width: calc(100% - 20px); padding: 42px 22px; border-radius: 24px 24px 0 0; }
  .contact-heading { grid-template-columns: 1fr; gap: 22px; }
  .form-grid { grid-template-columns: 1fr; }
  .form-grid .full { grid-column: auto; }
  .form-footer { align-items: stretch; flex-direction: column; }
  .footer-top { align-items: flex-start; flex-direction: column; gap: 28px; }
  .compliance { grid-template-columns: 1fr; gap: 22px; }
  .mobile-contact-bar { position: fixed; z-index: 45; left: 10px; right: 10px; bottom: 9px; display: grid; grid-template-columns: 1fr 1fr; gap: 1px; overflow: hidden; padding: 3px; border: 1px solid rgba(255,255,255,.16); border-radius: 14px; background: rgba(16,47,54,.94); box-shadow: 0 10px 34px rgba(16,47,54,.3); backdrop-filter: blur(15px); }
  .mobile-contact-bar a { display: flex; align-items: center; justify-content: center; gap: 7px; height: 50px; border: 0; border-radius: 11px; background: transparent; color: white; font-weight: 700; text-decoration: none; }
  .mobile-contact-bar a:first-child { background: var(--copper); }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}


/* Product discovery + dedicated loan pages */
.specialty-solutions { margin-top: 34px; padding: 54px; border: 1px solid var(--line); border-radius: 26px; background: linear-gradient(135deg, rgba(255,255,255,.8), rgba(244,237,226,.55)); box-shadow: var(--shadow-soft); }
.specialty-heading { display: grid; grid-template-columns: .9fr 1.1fr; gap: 20px 70px; align-items: end; margin-bottom: 30px; }
.specialty-heading .eyebrow { grid-column: 1 / -1; margin-bottom: 0; }
.specialty-heading h2 { margin: 0; font-family: var(--serif); font-size: clamp(36px, 4.2vw, 56px); font-weight: 500; line-height: 1.02; letter-spacing: -.03em; }
.specialty-heading > p:last-child { margin: 0; color: var(--ink-soft); font-size: 16px; }
.specialty-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.specialty-card { display: flex; flex-direction: column; min-height: 430px; padding: 30px; border: 1px solid var(--line); border-radius: 21px; background: var(--white); }
.specialty-card.specialty-investor { background: #173b42; color: white; border-color: #173b42; }
.specialty-label { margin: 0 0 24px; color: var(--copper-dark); font-size: 10px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.specialty-investor .specialty-label { color: #efb899; }
.specialty-card h3 { max-width: 520px; margin: 0 0 16px; font-family: var(--serif); font-size: clamp(29px, 3vw, 39px); font-weight: 500; line-height: 1.08; letter-spacing: -.02em; }
.specialty-card > p:not(.specialty-label) { color: var(--ink-soft); font-size: 15px; }
.specialty-investor > p:not(.specialty-label), .specialty-investor ul { color: rgba(255,255,255,.75); }
.specialty-card ul { display: grid; gap: 8px; margin: 18px 0 28px; padding-left: 18px; font-size: 13px; }
.specialty-link { display: flex; align-items: center; justify-content: space-between; margin-top: auto; padding-top: 18px; border-top: 1px solid var(--line); color: var(--ink); font-size: 13px; font-weight: 800; text-decoration: none; }
.specialty-investor .specialty-link { border-color: rgba(255,255,255,.16); color: white; }
.specialty-link span:last-child { color: var(--copper); font-size: 20px; }
.specialty-disclaimer { margin: 17px 2px 0; color: var(--ink-soft); font-size: 10px; line-height: 1.55; }

.product-page { background: var(--paper); }
.product-header { position: sticky; top: 12px; z-index: 30; width: min(1180px, calc(100% - 28px)); margin: 12px auto 0; padding: 10px 12px 10px 17px; border: 1px solid var(--line); border-radius: 16px; background: rgba(255,253,248,.94); box-shadow: 0 8px 28px rgba(16,47,54,.08); backdrop-filter: blur(14px); }
.product-header-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.product-nav { display: flex; align-items: center; gap: 20px; }
.product-nav a { color: var(--ink-soft); font-size: 12px; font-weight: 700; text-decoration: none; }
.product-nav a:hover { color: var(--copper-dark); }
.product-hero { width: min(1160px, calc(100% - 40px)); margin: 0 auto; padding: 110px 0 75px; }
.product-hero .eyebrow { margin-bottom: 18px; }
.product-hero h1 { max-width: 930px; margin: 0; font-family: var(--serif); font-size: clamp(52px, 7vw, 88px); font-weight: 500; line-height: .96; letter-spacing: -.045em; }
.product-hero .product-lede { max-width: 760px; margin: 28px 0 0; color: var(--ink-soft); font-size: 19px; line-height: 1.7; }
.product-badges { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 28px; }
.product-badge { padding: 9px 13px; border: 1px solid var(--line); border-radius: 999px; background: var(--white); font-size: 12px; font-weight: 700; }
.product-section { width: min(1160px, calc(100% - 40px)); margin: 0 auto; padding: 75px 0; border-top: 1px solid var(--line); }
.product-section-head { display: grid; grid-template-columns: .82fr 1.18fr; gap: 70px; align-items: end; margin-bottom: 38px; }
.product-section-head h2 { margin: 0; font-family: var(--serif); font-size: clamp(38px, 5vw, 62px); font-weight: 500; line-height: 1.03; letter-spacing: -.035em; }
.product-section-head p { margin: 0 0 6px; color: var(--ink-soft); }
.product-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 15px; }
.product-card { padding: 26px; border: 1px solid var(--line); border-radius: 19px; background: var(--white); }
.product-card h3 { margin: 0 0 11px; font-family: var(--serif); font-size: 28px; font-weight: 600; line-height: 1.1; }
.product-card p { margin: 0; color: var(--ink-soft); font-size: 14px; }
.highlight-panel { display: grid; grid-template-columns: 1.15fr .85fr; gap: 18px; padding: 34px; border-radius: 23px; background: var(--ink); color: white; }
.highlight-panel h2, .highlight-panel h3 { color: white; }
.highlight-panel h2 { margin: 0; font-family: var(--serif); font-size: clamp(38px, 4.7vw, 60px); font-weight: 500; line-height: 1.02; }
.highlight-panel p { color: rgba(255,255,255,.72); }
.highlight-list { display: grid; gap: 9px; margin: 0; padding: 0; list-style: none; }
.highlight-list li { padding: 13px 0; border-bottom: 1px solid rgba(255,255,255,.13); font-size: 14px; }
.highlight-list li::before { content: "✓"; margin-right: 10px; color: #ef9d72; }
.product-faq { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.faq-item { padding: 24px; border: 1px solid var(--line); border-radius: 18px; background: var(--white); }
.faq-item h3 { margin: 0 0 9px; font-family: var(--serif); font-size: 24px; font-weight: 600; line-height: 1.15; }
.faq-item p { margin: 0; color: var(--ink-soft); font-size: 14px; }
.product-cta { width: min(1160px, calc(100% - 40px)); margin: 0 auto 70px; padding: 42px; border-radius: 24px; background: var(--copper); color: white; }
.product-cta h2 { max-width: 780px; margin: 0 0 14px; font-family: var(--serif); font-size: clamp(37px, 5vw, 58px); font-weight: 500; line-height: 1.02; }
.product-cta p { max-width: 700px; color: rgba(255,255,255,.82); }
.product-cta-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; }
.product-legal { width: min(1160px, calc(100% - 40px)); margin: 0 auto; padding: 0 0 45px; color: var(--ink-soft); font-size: 10px; line-height: 1.65; }

@media (max-width: 980px) {
  .specialty-heading, .product-section-head, .highlight-panel { grid-template-columns: 1fr; gap: 22px; }
  .product-grid { grid-template-columns: 1fr 1fr; }
  .product-nav { display: none; }
}
@media (max-width: 760px) {
  .specialty-solutions { padding: 28px 20px; }
  .specialty-heading, .specialty-grid, .product-grid, .product-faq { grid-template-columns: 1fr; }
  .specialty-card { min-height: auto; }
  .product-header { top: 8px; }
  .product-hero { padding: 85px 0 55px; }
  .product-hero h1 { font-size: clamp(47px, 14vw, 65px); }
  .product-section { padding: 55px 0; }
  .product-cta { padding: 30px 24px; }
}

.program-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 15px; }
.program-card:last-child { grid-column: 1 / -1; }
.fact-list { display: grid; gap: 0; margin: 18px 0 16px; }
.fact-list > div { display: grid; grid-template-columns: 115px 1fr; gap: 14px; padding: 9px 0; border-bottom: 1px solid var(--line); }
.fact-list dt { color: var(--copper-dark); font-size: 10px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.fact-list dd { margin: 0; color: var(--ink); font-size: 13px; font-weight: 600; }
.program-note { margin-top: 16px !important; padding: 13px 14px; border-radius: 12px; background: var(--paper-deep); color: var(--ink-soft) !important; font-size: 12px !important; line-height: 1.55; }
.project-examples { display: grid; grid-template-columns: repeat(3, 1fr); gap: 15px; }
.example-card { min-height: 235px; padding: 25px; border: 1px solid var(--line); border-radius: 19px; background: var(--white); }
.example-card > span { display: grid; width: 34px; height: 34px; margin-bottom: 28px; place-items: center; border-radius: 50%; background: var(--copper); color: white; font-size: 10px; font-weight: 800; }
.example-card h3 { margin: 0 0 10px; font-family: var(--serif); font-size: 27px; font-weight: 600; line-height: 1.08; }
.example-card p { margin: 0; color: var(--ink-soft); font-size: 13px; line-height: 1.6; }

@media (max-width: 980px) {
  .program-grid, .project-examples { grid-template-columns: 1fr 1fr; }
  .program-card:last-child { grid-column: auto; }
}
@media (max-width: 760px) {
  .program-grid, .project-examples { grid-template-columns: 1fr; }
  .fact-list > div { grid-template-columns: 100px 1fr; }
}

.page-language-toggle { display: inline-flex; align-items: center; gap: 3px; padding: 3px; border: 1px solid var(--line); border-radius: 999px; background: rgba(255,255,255,.7); }
.page-language-toggle a { min-width: 34px; padding: 6px 9px; border-radius: 999px; color: var(--ink-soft); font-size: 11px; font-weight: 800; text-align: center; text-decoration: none; }
.page-language-toggle a.active { background: var(--ink); color: white; }
.site-nav .page-language-toggle { flex: 0 0 auto; margin-left: 2px; }
.product-header .page-language-toggle { margin-left: auto; }
@media (max-width: 980px) {
  .product-header-inner { flex-wrap: wrap; }
  .product-header .page-language-toggle { margin-left: auto; }
  .site-nav .page-language-toggle { margin: 10px 0 0; justify-self: start; }
}

@media (max-width: 560px) {
  .hero-actions-primary { display: grid; grid-template-columns: 1fr 1fr; }
  .hero-actions-primary .button-book { grid-column: 1 / -1; grid-row: 1; }
  .hero-actions-primary .button-primary,
  .hero-actions-primary .button-outline { width: 100%; }
}

.hp-field { position: absolute !important; left: -9999px !important; width: 1px !important; height: 1px !important; overflow: hidden !important; opacity: 0 !important; pointer-events: none !important; }
.form-status.success { background: rgba(255,255,255,.14); border: 1px solid rgba(255,255,255,.26); }
.form-status.error { background: rgba(93,18,18,.2); border: 1px solid rgba(255,255,255,.28); }
#contact-form button[disabled] { opacity: .65; cursor: wait; }

@media (max-width: 560px) {
  .hero-contact-line { width: 100%; gap: 6px 8px; padding: 11px 12px; }
  .hero-contact-kicker { width: 100%; }
  .hero-contact-language { margin-left: 0; }
}

@media (max-width: 720px) {
  .hero-topline { flex-direction: column; align-items: flex-start; gap: 10px; }
  .hero-top-apply { align-self: flex-start; }
}

@media (max-width: 980px) {
  .hero-topline { flex-direction: column; }
  .hero-top-apply { position: static; align-self: flex-start; min-height: 46px; padding: 0 20px; }
}

.privacy-hero { padding-bottom: 56px; }
.privacy-updated { margin: 22px 0 0; color: var(--ink-soft); font-size: 12px; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; }
.privacy-copy { max-width: 900px; }
.privacy-copy h2 { margin: 42px 0 12px; font-family: var(--serif); font-size: clamp(30px, 4vw, 42px); font-weight: 600; line-height: 1.08; letter-spacing: -.025em; }
.privacy-copy h2:first-child { margin-top: 0; }
.privacy-copy p { color: var(--ink-soft); font-size: 16px; line-height: 1.75; }
.privacy-copy a { color: var(--copper-dark); font-weight: 700; }
.product-legal a { color: inherit; text-decoration: underline; text-underline-offset: 3px; }

/* Keep service navigation readable as the site grows. */
a.selector-card { text-decoration: none; }
@media (min-width: 981px) and (max-width: 1320px) {
  .site-header { flex-wrap: wrap; gap: 10px; }
  .site-nav { width: 100%; justify-content: space-between; gap: 8px; }
  .site-nav > a { font-size: 12px; }
  .product-hero { padding-top: 175px; }
}

/* Keep every navigation link reachable on short mobile screens. */
@media (max-width: 980px) {
  .site-nav {
    max-height: calc(100vh - 180px);
    max-height: calc(100dvh - 180px);
    overflow-y: auto;
    overscroll-behavior-y: contain;
  }
}

/* Readable mobile forms and clearance for phone home indicators. */
@media (max-width: 980px) {
  #contact-form input, #contact-form select, #contact-form textarea { font-size: 16px; }
  .mobile-contact-bar { bottom: calc(9px + env(safe-area-inset-bottom, 0px)); }
  body { padding-bottom: calc(85px + env(safe-area-inset-bottom, 0px)); }
}


/* Bilingual identity and referral partner introduction. */
.hero-identity { margin: 0 0 24px; padding-left: 14px; border-left: 3px solid var(--copper); }
.hero-identity strong { display:block; font-family:var(--serif); font-size:clamp(26px,2.5vw,36px); line-height:1.15; }
.hero-identity span { display:block; margin-top:5px; font-size:12px; color:var(--ink-soft); }
.hero h1 { font-size:clamp(44px,4.5vw,68px); line-height:1.02; }
.hero-lede { font-size:18px; line-height:1.65; margin-bottom:22px; }
.name-bridge { max-width:590px; margin:0 0 24px; color:var(--ink-soft); font-size:15px; }
.realtor-section { padding-top:48px; padding-bottom:64px; scroll-margin-top:155px; }
.realtor-heading { max-width:830px; }
.realtor-heading h2 { font:500 clamp(32px,3.4vw,48px)/1.08 var(--serif); letter-spacing:-.025em; margin-bottom:20px; }
.realtor-heading > p:last-child { max-width:740px; font-size:18px; color:var(--ink-soft); }
.realtor-grid { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:18px; margin:30px 0; }
.realtor-card { background:var(--white); padding:28px; border:1px solid var(--line); border-radius:18px; }
.realtor-number { color:var(--copper-dark); font-size:13px; font-weight:700; }
.realtor-card h3 { font:600 25px/1.15 var(--serif); margin:18px 0 12px; }
.realtor-card p { color:var(--ink-soft); margin:0; }
.realtor-actions { border-top:1px solid var(--line); padding-top:24px; }
.realtor-actions > p { font-weight:500; }
@media(min-width:981px) { .site-header { flex-wrap:wrap; gap:10px; } .site-nav { width:100%; justify-content:space-between; gap:8px; } .site-nav > a { font-size:12px; } .hero { padding-top:174px; } .hero-top-apply { top:170px; } }
@media(max-width:760px) { .realtor-grid { grid-template-columns:1fr; } .realtor-card { padding:24px; } .realtor-section { padding-top:24px; padding-bottom:40px; } .hero-identity { margin-bottom:20px; } }
@media(max-width:380px) { .site-header .brand-copy { min-width:0; } .site-header .brand strong { font-size:18px; } .site-header .brand { gap:7px; } }

/* Approved C-and-doorway concept, recreated as a crisp vector. */
.brand-mark { width:48px; height:48px; border-radius:0; background:transparent; color:var(--ink); }
.brand-mark svg.cilo-symbol { width:100%; height:100%; stroke:none; fill:none; }
.brand-mark .cilo-letter { fill:currentColor; }
.brand-mark .cilo-door { fill:#b96540; }
.brand-footer .brand-mark { background:transparent; color:var(--white); }
.brand-footer .brand-mark svg.cilo-symbol { stroke:none; }
@media(max-width:560px) { .brand-mark { width:42px; height:42px; } }

/* High-contrast serif wordmark inspired by the approved concept. */
.brand .brand-copy strong { font-family:"Cormorant Garamond", Georgia, serif; font-weight:700; font-size:27px; line-height:1.05; letter-spacing:-.025em; }
.brand .brand-copy small { margin-top:5px; letter-spacing:.15em; }
.brand .brand-copy .brand-company { margin-top:3px; letter-spacing:.13em; }
@media(max-width:560px) { .brand .brand-copy strong { font-size:24px; } }
@media(max-width:380px) { .site-header .brand .brand-copy strong { font-size:21px; } }

/* Keep the approved portrait clear of callouts on narrow screens. */
@media (max-width: 680px) {
  .hero-visual { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
  .portrait-card { grid-column: 1 / -1; }
  .hero-visual .floating-note { position: static; width: auto; }
  .portrait-caption { left: 12px; right: 12px; bottom: 12px; padding: 12px; }
  .portrait-caption strong { font-size: 16px; }
}